Win with money.

Let’s make sure money isn’t in the way of your happiness with simple rules to win with money.
I’ll show you how to make money working at home, build your savings, and attack your debt.

What Are You Looking For Today?


Easy and creative ways to save money.

The secrets to making more money.

Confidently attack your debt like a pro.

Little-known tips for creating your best life.

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About Val & The CCC


After graduate school, I was overwhelmed by my student loans. I turned my overwhelm into action and paid off over $42,000 in less than 3 years–on a teacher’s salary.

After I became a mom, my heart ached. I dreaded leaving my daughter to go to work every day. After just 4 months of daycare, I quit my job and started my own freelance business to make money online so I could be a stay-at-home mom.

I wrote the book Pay Your Student Loans Fast and started The Common Cents Club to inspire and teach others how to turn debt overwhelm into massive action. Let’s bust the myth that money is complicated, start a revolution that it’s ok to talk about money, and begin using money for what it is–a tool to create your best life.

Testimonies From Val's Book


I never knew writing a book could change so many people’s lives.

Readers just like you are going from lost and overwhelmed with debt to intentionally destroying one loan after another.

Here’s how:

“This book is a must-read for anyone with debt! I felt so overwhelmed with the amount of debt I had and by utilizing the skills I learned from this book, I have been able to pay off one of my husband’s student loans and I am very close to paying off 2 more of mine! I also highly recommend high school readers read this book before making post-high school decisions.”


“Not only has Val’s book helped with student loans, but also credit card debt as well. Val opened my mind to a new way of thinking to tackle our debt! We are almost there thanks to this book. It’s a great, easy read!”

-Amazon Customer

“Top 5 Books About Money and Debt Management. This book offers the perfect balance of guidance and empowerment, with some tough facts about the scary reality of debt and interest.”


“This is not just a book. This is a tool to success for anyone stuck in a debt-rut and desperate to find freedom. Val uses practical methods, relatable language, and real-life examples to get readers motivated and prepared to tackle not only debt but the pesky habits that created the debt in the first place!”


About Val




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