My Books

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Sick of your student loans?

I was too. In fact, when I discovered that the $50,000 I was about to borrow could cost me $100,000 to repay if I wasn’t careful about how I repaid them, I cried.

Then I wiped away my tears, swallowed my pride, and started making smarter money decisions one baby step at a time.

What startedĀ as “I’ll never be able to repay this debt” turned into massive action and a proven plan that I used to eliminate over $42,000 of college debt in less than 3 years.

If you want to learn the basicsĀ of how to handle your money and how to pay off debt fast (while simultaneously saving thousands of dollars), this book is for you.

With a minimal investment of a few bucks and two hours of time, you’ll discover how I paid off over $42k on a teacher’s salary in 34 months, the steps that will help you attack your debt fast, and mistakes you need to avoid to save a ton of money in the process.


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“This book is a must-read for anyone with debt! I felt so overwhelmed with the amount of debt I had and by utilizing the skills I learned from this book, I have been able to pay off one of my husband’s student loans and I am very close to paying off 2 more of mine! I also highly recommend high school readers read this book before making post-high school decisions.”

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“Not only has Val’s book helped with student loans, but also credit card debt as well. Val opened my mind to a new way of thinking to tackle our debt! We are almost there thanks to this book. It’s a great, easy read!”

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“Top 5 Books About Money and Debt Management. This book offers the perfect balance of guidance and empowerment, with some tough facts about the scary reality of debt and interest.”

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“This is not just a book. This is a tool to success for anyone stuck in a debt-rut and desperate to find freedom. Val uses practical methods, relatable language, and real-life examples to get readers motivated and prepared to tackle not only debt but the pesky habits that created the debt in the first place!”

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“A year from now you will wish you had started today.”

-Karen Lamb