One of the most common questions I get from friends, family, and readers is how to make money as a stay at home mom.
Not long ago, I had the same question!
And figuring out how to make money from home allowed me to leave my full-time job, work when it fits into my schedule, and most importantly, be home with my babies.
You see, just over one year ago, I was unhappy in my job, stressed out, and longing for a change. I hated leaving my daughter at daycare all day, but my family needed my income.
I felt completely stuck.
Once I found out there were legitimate ways to make money from home, I was hooked.
I knew this was my opportunity to make a huge change and avoid regrets later in life. This was my chance to create a lifestyle that included more time for the things that mattered most in my life–my kids!

At first, I was amazed to even find one way to earn money online. And now I’ve made money at least seven different ways! (Likely, there are more in progress as you read this…I love the challenge.)
So if you are wondering how to make money as a stay at home mom, you’re in luck.
It CAN be done!
I’ll be real though, the strategies below do take time and effort–like any career. But if you’re willing to put in the work, you can have the flexibility of working when it fits in your schedule, have the freedom to spend time with your kids every day, and make money too.
In my world, it doesn’t get much better than that. So here we go…

How To Make Money As A Stay At Home Mom

Below is not one, but seven ways I’ve made money online within one year while being a SAHM. These are the best jobs for stay at home moms to make money online, in my opinion, because I know they work. 

Plus, there’s no pressuring your friends and family to host parties or buy stuff.

how stay at home mom makes money

1. Make Money as a Freelance Writer

Freelance Writing – Since I am a complete introvert, I am much more comfortable writing than speaking. This is why freelance writing was a great fit and one of the first ways I found to earn money online.

To make money as a freelance writer, you’d usually write articles that are 500-2,000 words, and website owners will pay you for them. These are posts I’ve written for other websites about editing and Amazon’s author pages.

When I was starting out, I took the course by Gina Horkey called 30 Days to Freelance Writing Success. I’m an affiliate partner for Gina’s course now because it helped guide me when I was feeling lost in the beginning about what things to write and how to contact sites with your article ideas (aka “pitching,” not to be confused with the softball term). You can learn more about becoming a paid freelance writer in her article here.

Freelance writing is one of the best jobs for stay at home moms who have been told they’re a good writer and enjoys doing it. If you’re not sure what kind of sites pay for articles, this list of 92 websites that pay writers $50+ per article has always been really helpful.

2. Make Money as a Freelance Editor

Freelance Editor or Proofreader – If you travel through life and cannot help but correct the grammar and spelling mistakes you see around you, helping others as a freelance proofreader or editor might be a good option for you.

Editing was how I earned my first dollar online. I started a book editing business called Keep Calm Write On and got to help everyone from first-time authors to New York Times bestselling authors improve their books by making their writing more clear, concise, consistent, and of course, error-free. 

Lots of people, from business owners, bloggers, and authors hire editors and proofreaders to polish website content, blog articles, brochures, course content, and more. 

If you’re detail-oriented and have a gift of spotting typos everywhere you go, then freelance proofreading could be the perfect fit for you.

3. Make Money as a Virtual Assistant

Virtual Assistant (VA) – One of my favorite ways I’ve found to make money as a stay at home mom is Virtual Assistant (VA) work.

Just like it sounds, VAs assist people and businesses virtually with any number of things, like checking emails, scheduling, writing blog posts, bookkeeping, editing online content, managing social media accounts, or transcribing podcast or YouTube videos. There’s no cut and dry list of what VAs do because it’s based on what a client needs help with.

My role as a VA changes regularly as I learn more about my clients’ needs, and my client knows more about my skills and trusts me with more responsibilities.

Curious to learn more? I scoured the web for the absolute best resources and found hours of FREE virtual training for you as well as 150+ services you might offer as a virtual assistant, how to easily find your first client, and how you can easily start out earning $20-$30 per hour even if you have no experience.

Virtual Assistant is another one of the best jobs for stay at home moms because the hours and duties are flexible, and there are tons of small business owners who need help with the day-to-day activities of running a business.

4. Make Money as a Pinterest Virtual Assistant

Manage Pinterest Accounts – Yes, it’s true. You can earn money from Pinterest…I was amazed (and still am) when I found out too.

If you have a money-making blog, you can learn how to drive loads of traffic from Pinterest to your website, and then turn them into email list subscribers and/or customers on your website.

Or if you’re like me when I started out, I did not yet have my own blog. But I worked as a Pinterest Virtual Assistant for one of my regular VA clients. It’s just like it sounds: You’re a virtual assistant providing specific Pinterest management services.

I took an awesome Pinterest course from a Pinterest and Blogging Expert to learn how to use it for business (very different than how I used it for personal use). Then I implemented the steps and saw massive results within just two months.

There’s also a new course called Become a Pinterest VA that specifically teaches you the ins and outs of starting out as a Pinterest Virtual Assistant. I go into more details about these Pinterest courses and my own experience managing Pinterest accounts as a side hustle in another post

If you adore Pinterest and think being a Virtual Assistant might be a good side hustle for you, I highly recommend looking into a course that can show you step-by-step how to use your love for Pinterest to earn a legitimate income from home.

5. Make Money as a Blogger

Start a Blog – Since earning money online from home, I’ve been floored by the amount of money you can earn from blogging. The income reports of big, medium, and even fairly small blogs amaze and inspire me. I don’t ever foresee my income from blogging being as big as Pat Flynn’s. However, I do hope that blogging will replace my old income with fewer and more flexible hours while helping moms like you save money without giving up what you love and make money online as a stay at home mom. 

If you have a hobby blog of your own already, you could learn how to monetize your blog. Things like ads, sponsored posts, affiliate marketing, providing services like coaching, or selling digital or physical products are ways you can bring in cash through your blog.

Blogging can totally be done on your own time and you’re the boss. In addition to enjoying writing, bloggers need some tech skills to do all the website stuff that goes into having a blog. If you want to start a blog of your own, check out my tutorial for how to start a blog for beginners to walk you through the very first steps.

6. Make Money as an Affiliate Marketer

Affiliate Marketing  You can make money from home through affiliate marketing, which is where you promote products you love to use while earning a commission if someone purchases it through your link. (There are affiliate links in this post, for example.) 

One of the most impressive affiliate marketers I know is Michelle Schroeder-Gardner from She’s earned over $300,000 from one single blog post due to its affiliate links. Naturally, from loads of requests to learn how she did it, Michelle revealed all her secrets in an online course called Making Sense of Affiliate Marketing.

I took her course and learned a ton about how to make better use of my time. What where the results?

It’s been 3 months and my affiliate income has increased by 183%.

So now I’ve learned affiliate marketing is legit and another way to make money as a stay-at-home mom who blogs. 

7. Make Money as an Author

Write and Sell eBook – Thanks to Amazon, people with a book idea no longer have to bank on getting a rare deal from a publisher. Instead, any of us can self-publish a book.

Basically, if you are willing to put in the time and effort to learn and do all the steps yourself (or hire out), you can create and sell both ebooks and print books quite easily.

My first idea for writing a book came in November, and in less time than it takes to grow a human, Pay Your Student Loans Fast was live on Amazon in both ebook and paperback formats.

I was a full-time stay-at-home mom to a toddler and pregnant with my second little nugget throughout the writing and publishing process. We actually sold our home, found a new one, and moved in that timeframe too. Then I hit publish 40 weeks pregnant, right on my due date! My babies are always too comfy to come out before 41 weeks…

published first book

I spent time learning the book publishing steps through a combination of blog posts, courses, and podcasts in order to create the book. And now I’m an author, the book is selling, and it’s helping more people every day get rid of their daunting student loans. Win-win-win!

If you have a unique book idea, love writing, or the desire to someday share a story with the world, why not make today the day you decide to make it happen? It’s another way to make money online and, with a bit of self-discipline, it can be done on the side of a full-time job too.

So when I get asked how can a stay at home mom make money online, I want to say, “How can’t they?! Where do I begin?!” I love to teach how to make money as a stay-at-home mom.

Within one year, those are seven ways I managed to earn money online. Although there are probably thousands of ways you can make money online, these are the methods that best matched my interests, skills, and schedule. I think these are the best jobs for moms to make money on the side.

So are you ready to start making money online but aren’t sure exactly how to make money as a stay at home mom?

Step 1. Download Your Free Work-At-Home eBook

This is a gift I created for moms who want to make money at home. It breaks down how to start freelancing from home in a step-by-step guide. Freelancing is the fastest way to make money as a work at home mom. It’s part of the Smart Money Toolkit as one of the tools you can use to create your best life.

Get Instant Access To Your Free Guide Below

A Step-by-Step Guide

Get The First 10 Steps to Work From Home


Step 2. Sign Up For Work-at-Home School Summit & Guide– It’s FREE!

I could not be more excited to share this incredible opportunity to hear from 45+ experts who’ve created massive success working from home. Many of the speakers were stay-at-home moms to make money too.

I attended the very first WAHS Summit and LOVED it. Thankfully, it’s back. And you can sign up for it today!

You’ll learn:

  • LEGIT Ways to make money online or from home
  • How to get your first client
  • How to decide what to charge
  • How to handle taxes and health insurance
  • How to get paid and collect money
  • And much, much more!

This is 6 days jam-packed with inspirational people who started with nothing and now earn a full-time income working from home. Some of my favorite online entrepreneurs will be sharing their knowledge, such as Michelle Schroeder-Gardner (Making Sense of Cents), Rosemarie Groner (The Busy Budgeter), and Gina Horkey (Horkey Handbook).

This could be your first step to starting that side hustle, new job, and creating the life you so badly want. Sign up to claim your FREE spot in the Work-At-Home School and get your hands on the game-changing info in the FREE Mini Guide too.

Step 3. Reflect

Now that you know how to make money as a stay at home mom, you got your quick start guide, and you signed up for Work-at-Home Summit…you’re on a roll!

You might know right away which way to make money you’re going to focus on first.

If not, that’s ok. Then it’s time for you to reflect.

Ask yourself the following questions:

WHY Do You Want To Make Money Online?

You’ll need a good reason.

Like, really good.

Because if you’re a stay-at-home mom, online work for you likely means early mornings (even when you’d rather pull the covers up and roll over in bed) and late nights after the kids are finally asleep (even when you’d rather relax with a glass of wine and Netflix). And it means most of your free time is now dedicated to learning your new side hustle and working to make that moolah.

But those are small prices to pay if your reason is big enough.

For me, getting to see my daughter grow, learn, try new things, and experience all her firsts was worth it. And now I get to do the same with my son. I am so thankful I will never have to experience the tears and gut-wrenching feeling that I have to leave him and go to work in order to provide for my family. I get to provide for them at home.

If you’re serious about making a change and making money online, I believe you need a crystal clear answer to the question: Why do you want to make money from home? What will change in your life by learning how to make money online?

Maybe you want a side hustle to get out of debt. Maybe you want to afford to stay home with the kids. Whatever it is, see it in HD. And know your reasons why.

WHAT Do You Enjoy?

Obviously, if you’re going to invest your time and maybe even a little money in a new career or side hustle, you want it to be something you enjoy.

I don’t think it necessarily has to be the one perfect job or the thing you are most passionate about. But I do think it should be something you enjoy to make sure you stick with it.

So as you review the different ways to make money, think about what you really enjoy doing. Need more ideas? Here are other moms I’ve interviewed who’ve shared exactly how to make money as a stay at home mom too:

Do you like working with other people or by yourself? Do you like being in the spotlight or behind the scenes? Do you like spending time on Pinterest, Instagram, Facebook or Twitter? Do you enjoy checking emails, scheduling, and managing projects? Do you enjoy speaking or writing?

Figure out which three of the seven jobs above sounds the most enjoyable to you, and rank them 1-3.

WHAT Are You Good At?

Often times the things we enjoy are also the things are good at, but not always. Sometimes you can be good at things and not enjoy them. And sometimes you can enjoy things, but you really aren’t good at them.

Now it’s time to reflect on your skills and uncover what things are your natural gifts. Use past job or school experiences to discover what you are good at. Which classes did you earn the best grades in? Ironically, I always earned As in English and on my research papers, but I never thought of myself as a writer. Looking back, it now makes sense that I enjoy freelance writing, blogging, editing and writing books. I’ve always been pretty good at writing.

Also, in your past jobs, which tasks did people ask you to help with? What things came naturally to you?

The goal here is to again review the seven strategies listed above to make money online and identify three that seem to best align with the things you are good at. Again, rank them 1-3.

HOW MUCH Money Do You Need To Earn?

Next, consider how much money you need to make each month. Do you have to earn a certain amount every month to avoid cover the bills? Or is your family out of debt and paying all the bills fine, but you want to add extra cash to the pot?

The reason I added this question is because you can earn money in some of these jobs more quickly and regularly than others.

For example, before I left my job, my husband and I figured out through budgeting that I needed to earn $1,000 per month to comfortably pay our bills. I started with freelance writing and editing. Then I found someone who needed a virtual assistant and was willing to pay $1,000 per month. Being a virtual assistant gives me the steady income I need, and the other side hustles are ways I earn extra cash each month.

I didn’t jump right into blogging or writing books mostly because I didn’t know what to write about, and partially because those methods take most newbies a good chunk of time to build a platform and enough traffic to earn money, and I didn’t have that much time.

So if you need to earn money right away, you might consider providing a service and working for someone else at first as a virtual assistant, writer, or proofreader. Then over time, you can build your own author or blogging platform if those interest you.

But if money and time are not big concerns for you, then you get to dismiss this consideration.

Pick Your Top 3 Jobs You Can Do Online

After you’ve spent time reflecting on your why, your talents, the things you enjoy, your timeline, and your financial situation, then choose your #1, #2, and #3 preferred ways to make money online. This will give you a clear target and plan of action by identifying your #1 Goal: Your Plan A for earning money online. Woo hoo!

But identifying your #2 and #3 will serve as Backup Plans B and C just in case Plan A doesn’t work out.

Then start envisioning yourself as a successful ________ (virtual assistant, writer, editor, blogger, author, etc.). It’s getting real.

P.S. Let me know your top three and why! Send me a quick message and let me know what you’re going for. I know it’s a big risk and can be exciting and scary at the same time. Just know you’re never alone on this adventure to make money online as a stay-at-home mom.

Step 4. Learn, Learn, Learn

Once you’ve identified the one way you’re going to start making money online, celebrate, relish the opportunity, smile because this really is happening, and dive into the deep sea of information.

Google. Blog posts. Podcasts. Courses. Build a solid foundation of knowledge then create a plan of action. Identify what you want to get done by the end of this week, next week, and this month.

WARNING: Please do not get stuck in the learning phase for a year because you need everything to be perfect or you’re waiting for the timing to be perfect or you’re waiting for the sky to open and tell you that you’re on the right track. It’s not going to happen.

Say a prayer, talk with your spouse if you have one, and get a move on.

Learn enough so you have a basic understanding then start doing. There’s lots of cash out there just waiting for you!

Step 5. Start Doing It!

After you start learning, it’s time to implement what you’ve learned one baby step at a time.

When you get stuck or something doesn’t make sense, Google it, email someone, hop on Skype or the phone, join Facebook groups and ask questions.

Do not stay stuck.

I’ve been pleasantly surprised at the supportive community of online entrepreneurs. Everyone was a beginner once and understands what it was like in the beginning, and most are willing to help out if you just ask.

And do not let fear hold you back. Get comfortable with being uncomfortable.

Stretching out of your comfort zone is a good thing. If you want your life to change then you have to do something different.

So if you’re uncomfortable because you’re doing something you’ve never done before, like creating a website or editing someone’s book or writing something that potentially millions of people could read, it’s ok.

Every step you take will either be successful or it will be a lesson. Both will help you, and both will bring you one step closer to creating the lifestyle you dream of. Your why. The life you truly love because you’re doing what matters most to you.

For many of you, earning money online will allow you to be a stay at home mom and make money for your family. We live in a great world of opportunity, don’t we?

Ways To Make Money As A Stay At Home Mom

And those are the ways and steps for how to make money as a stay at home mom.

Working smarter is not always easy. And in this case, working online in your spare time and being full-time mom is not easy. I will never say that.

But if it creates the lifestyle you adore, and if it allows you to be able to stay home and earn money for your family, then it is working smarter. You’ll be happier when your time (and money) is spent in ways that match your values.

So instead of wondering how can a stay at home mom make money online, be a stay at home mom that makes money online. Download my FREE EBOOK that walks you through The First Steps to Work at Home.

A Step-by-Step Guide

Get The First 10 Steps to Work From Home

Then pick one of the best ways to make money from home and dive in. Learn. Do. And start bringing home the bacon.



The great thing is you can always add another side hustle or try something different in the future. As you can see, I tried seven to make money online within just one year!

When you work online through these methods, whether it’s as a virtual assistant or a freelance writer, you’re the boss. If one thing doesn’t work out, there are plenty of other options for you until you find the right fit. It’s not like you’re stuck in one path for the rest of your life.

That’s the beautiful freedom this lifestyle of making money online brings.

So now I ask you: Which way will you make money online this year?

Let me know in the comments or send me an email.

Whatever you do, do something that lets your light shine in the world. It will be a better place because of you.

Cheers to your success and using your common cents,

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You may also want to check out Frugal Living Tips: 100 Ways To Save Money This Month

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