How to Budget – The Common Cents Club

The Master Your Money Mini Bundle is full of great resources that can help you get your finances on track, no matter what your situation. Have you tried to build your savings but something always comes up? Are you tired of all the fights with your spouse about money? Did you make a budget but couldn't stick with it? Are you sick of all the money you're wasting on interest? Are you ready to pay off debt but not sure the steps to take? Do you need to finally take control of your money and let go of all the financial stress? If you said yes to any of those questions, then you're ready to Master Your Money--and the Mini Bundle can help you do it. As a contributor to the Master Your Money Mini Bundle, I received a complimentary bundle and am a partner with Ultimate Bundles. My referral links are below. This is my honest review of the Master Your Money Mini Bundle 2020 pros and cons. MASTER YOUR MONEY MINI BUNDLE PROS 1. Resources for every learning style The bundle includes something for everyone. Whether you're motivated best with challenges, go-at-your-own-pace courses, step-by-step how-to guides, video presentations, or writing everything down on printable budgeting sheets, savings trackers, and debt pay off sheets, the Master Your Money Bundle has you covered. The Money Bundle Includes: 10 eBooks6 Courses3 VideosLots of Printables & Workbooks 2. Resources for every aspect of money management The bundle covers pretty much every area to become a master of your money. If you're ready to pay off your debt, there are resources there. If you need to build a savings account, start there. If you need some inspiration that even people on low incomes can lower their financial stress, you'll find that in the Money Mini Bundle too. Inside your bundle, you can sort resources to find exactly what you need at any given time: saving moneybetter budgetingdefeating debtfamily financesmoney mindsetmanaging moneyincreasing income 3. Resources for couples, parents, recent graduates, and any income The variety of resources also means you'll find the right tools for a variety of situations. Married and fight about money? The Money Talks guide by Talaat and Tai McNeely is perfect for couples. Think you're a teacher so you'll always be broke? There are multiple teachers and past teachers sharing their journeys and tips to debunk that myth. Fresh out of college and not sure what to do about your student loans? My book Pay Your Student Loans Fast and the Public Service Loan Forgiveness Training are perfect for college grads. 4. FREE 2 Months of WalletWin Money management and personal finance is something I'm shocked I didn't learn more about in school. It affects every part of your life! From the debt you take out to attend college, to the career path you choose, saving for retirement, managing credit card debt, buying a home, raising a family, paying medical bills, money is a huge part of our lives! Money is a touchy and very personal subject. Most of us have not been taught how to use money to achieve our goals. This is where the WalletWin fills the gap. It's an awesome, completely free bonus that everyone who buys the bundle gets. WalletWin uses fun yet strategic financial teachings to show you how to turn money from a source of frustration to a source of freedom, where you can get out of debt, build wealth, and change the world through generosity. 5. Lifetime Access You can download all the resources and save them to your computer or print them out for lifetime access. You will need to register for any courses you want within 6 months of purchase, then you will have lifetime access to those too. 6. Affordable Price You know I'm a big fan of online courses, but most of them cost hundreds of dollars. Some even cost thousands. This bundle is affordable for everyone. It includes a couple of courses, lots of ebooks and quite a few printables to help you get better at money. It's valued at $514.95, but right now, you can get the entire Money Mini Bundle for just $19.99. YES, PLEASE! MASTER YOUR MONEY MINI BUNDLE CONS Nothing is perfect. Here are the downsides I see in the bundle that I want you to be aware of. 1. Some are low quality design. A few of the resources in the bundle are poor quality. I'm sure the content is good, but I was surprised to open some as see it looked like a blog post put into a PDF. Most of the resources are good quality, but be aware a few are less than awesome. 2. Relevancy. Given the times right now, I worried about one of the products being irrelevant: Ditching Credit Cards + Using Cash. However, with many people staying at home, there is lots of online shopping and one business in our area is only accepting cards right now (not cash). I know the concept is a great strategy that has helped many people take control of their money, but I don't know how many people are going to jump on the "using cash only" bandwagon right now. Thankfully, this was the only product that I questioned about relevancy. 3. Giving your email address. In order to access some of the resources inside the bundle, you will need to sign up with an email address then be added to their newsletter. This is the case for any bundle, course, or freebie, so this is no different. The good news is you can always unsubscribe if you get emails you don't want. You just might grow to like someone's advice though and having smart money advice in your email might not be such a bad thing after all. :) WHAT IF YOU WANT TO LEARN HOW TO MAKE MONEY FROM HOME? The Master Your Money Mini Bundle is focused on mastering the money you have and already have coming in. There are very few resources about learning to increase your income or working from home. The Work at Home Bundle is a better resource for you if you've already mastered a money mindset, being frugal, managing money with your partner, and you are so ready to learn how to be successful earning an income from home. If you buy the Work at Home Bundle, you'll get: 28 eBooks, eCourses, memberships, printables and workbooksstep-by-step guides to get started as a virtual assistant and find other remote jobsstrategies to balance work + home lifeeffective tips to enhance your productivity at home. SEE WHAT'S IN THE WAHM BUNDLE FAVORITE MASTER YOUR MONEY BUNDLE PRODUCTS I went through almost every product in the bundle. These were my personal favorite resources and topics that you might love too: 1. 21 Day Money Challenge: Jumpstart Your Journey to Financial Freedom by Nicole Hatcher This is a truly awesome workbook with complimentary videos. I love to see high quality and helpful products that really help jumpstart people on a better financial path. 2. Money Talks: The Ultimate Couple's Guide To Communicating About Money by Talaat and Tai McNeely Tai and Talaat rock! Whether they are on stage speaking, doing YouTube videos, or sharing their best advice in a written guide, they are inspiring and financially wise. If you aren't 100% happy with how you and your partner talk about money, this is gold. 3. How to Be Frugal: A Guided 10 Unit Course That Will Teach You How to Be Frugal Online, In the Store, and In Your Home by Jennifer Roskamp Being frugal has helped me achieve lots of financial goals, including paying off my student loans, my husband's student loans, paying for our vehicles with cash, building an emergency fund, and more. We've never been huge earners (he's a teacher and I'm a stay-at-home mom), yet we have solid finances. There's no denying that being frugal has played a big part in how far we've come in our finances. 4. Debt Free Guide: Practical Tips and Lessons To Reach Debt Freedom by Allison Baggerly (especially the printables at the end) I came across Allison from Inspired Budget on Instagram. She's a former teacher as well and had paid off a bunch of debt. She's practical and easy to relate to. I like the printables she has at the end of this debt free guide. 5. Biblical Money Management: What to Do with a Rolls Royce Lifestyle, When You Live on a Honda Paycheck by Kerry Beck I almost didn't list this one as a favorite. The design and advertising for her other products are a little much for me. BUT the topic of what the Bible says about how we handle our money is something I've been wanting to dive into for awhile now, so I was excited to see this included in the bundle and can look past the parts I don't love. I am excited to read more about the connections she makes between scripture and our finances. MASTER YOUR MONEY MINI BUNDLE SALE Given the stressful and uncertain financial times and unemployment many people are in, this mini bundle is a special release that was created just give people the tools they need to take control of their money and stop feeling so much financial stress. There's a lot in life we cannot control, but money doesn't have to be one of them. If you're lucky and reading this between June 1-5, 2020, the Master Your Money Mini Bundle is on Super Sale for just $19.99. That's 98% off! YES, PLEASE!